Refinancing your
existing loan

Refinancing your current loan could save you thousands!

Regularly reviewing your loans is important to ensure you’re still on a deal that suits your goals. I can assist you + your family through the process considering all the factors in your loan. The existing loan term (how many years left), the interest rate, the features of the loan such as redraw or offset as well as fees and charges. Every lender has different pro’s and con’s and these are regularly changing. It’s my job to know these and I can assist you move to a lender that assists you in reaching your goals.

What’s the process?

Broken down into simple steps, refinancing is

• Discussion. Speak with me to discuss your current financial situation, including your assets, liabilities, employment and expenses.

• Identify your goals. Examples might be saving money with a better rate, changing your loan terms, accessing equity for renovations or investments.

• Market Research. I compare a large range of loan products, considering loan terms, interest rates, features + fees.

• Refinance Analysis. I will provide you a break down of costs / benefits of refinancing, helping you make a decision.

• Application Process. I can proceed with your application, dealing with the lenders and all paperwork to make the process as smooth as possible

My aim through this process is not just to help you get a more suitable loan this time, but to partner with you long term to regularly review your loan and ensure it continues to meet your everchanging needs throughout you + your families lives.

If you want to chat about your situation, call me today.